Chairperson Gale convened a Meeting of the Nebraska Real Estate Commission at 9:10 a.m. on January 23, 2001, in the Staybridge Room of the Staybridge Suites, located at 2701 Fletcher Avenue in Lincoln, Nebraska. All of the members of the Real Estate Commission were present. Also present were Director Les Tyrrell, Deputy Director Teresa Hoffman, Deputy Director for Enforcement Terry Mayrose, and Administrative Assistant Heidi Burklund. Abbie Widger, Special Assistant Attorney General and Counsel to the Commission, was present for an investigative matter; the Stipulation and Consent Order; the Hearing; the discussion on earnest money disputes; the Legislative Matters; and clarification of the advertising matter.

Notice of Meeting (Adopt Agenda)

Director Tyrrell presented a Public Notice and Proofs of Publication thereof relating to this Meeting, all of which are attached to and made a part of these Minutes. Chairperson Gale reported that all Commissioners had been notified of the Meeting simultaneously, in writing, and that a proposed Tentative Agenda accompanied the notification.

Director Tyrrell noted that Item 15j had been added, other updates were made to Item 15, and the dates were corrected to 2001 since the Tentative Agenda was mailed to the Commissioners.

After review of the Final Agenda, a motion was made by Fletcher and seconded by Nigro to adopt the Final Agenda as presented. Motion carried with Fletcher, Johnson, Landow, Moline, Nigro, Wiebusch, and Gale voting aye.

Commissioner Fletcher presented Chairperson Gale with his Commissioner pin, and welcomed him to the Commission. Chairperson Gale said it was an honor and a pleasure to serve on the Commission.

The Minutes of the Commission Meeting held on December 13, 2000, were considered.

After review, a motion was made by Fletcher and seconded by Nigro to approve the Minutes as presented. Motion carried with Fletcher, Johnson, Landow, Moline, Nigro, Wiebusch, and Gale voting aye.

Director Tyrrell presented the Receipts and Expenditures Report for December 2000. A copy of said Report is attached to and made a part of these Minutes.

The Cash Fund Balance as of December 31, 2000, was $706,539.55, which compared to a Cash Fund Balance of $624,008.28 on December 31, 1999.

After discussion, a motion was made by Moline and seconded by Wiebusch to file the December Receipts and Expenditures Report for audit. Motion carried with Fletcher, Johnson, Landow, Moline, Nigro, Wiebusch, and Gale voting aye.

Director Tyrrell presented a Renewal Report as of January 23, 2001. A copy of said Report is attached to and made a part of these Minutes.

Director Tyrrell said the renewal numbers were comparable to last year, and were above the budgeted amount.

No action was necessary on this Report.

Specialized Registrations

Director Tyrrell presented the Specialized Registrations Report, which listed one Time Share Registration for BlueWing Lodge. A copy of said Report is attached to and made a part of these Minutes.

Following discussion, a motion was made by Fletcher and seconded by Nigro to approve the BlueWing Lodge registration as presented. Motion carried with Fletcher, Johnson, Landow, Moline, Nigro, Wiebusch, and Gale voting aye.

Non-Resident Licenses and Resident Licenses Issued to Persons Holding Licenses in Other States

This Report, a copy of which is attached to and made a part of these Minutes, was presented by Deputy Director Hoffman and reported to be in order.

Deputy Director Hoffman said that the second name, Michelle Harris, would be corrected to show the middle initial I.

After review, a motion was made by Moline and seconded by Nigro to ratify issuance of the licenses as set forth in the corrected Report. Motion carried with Johnson, Landow, Moline, Nigro, Wiebusch, and Gale voting aye, and with Fletcher abstaining.

Examination Report - December

Deputy Director Hoffman presented a Report relating to the real estate examinations administered during December 2000. A copy of said Report is attached to and made a part of these Minutes.

After review, a motion was made by Fletcher and seconded by Nigro to ratify the December Report for the purpose of issuing licenses. Motion carried with Fletcher, Johnson, Landow, Moline, Nigro, Wiebusch, and Gale voting aye.

Real Estate Education Matters

Deputy Director Hoffman presented for ratification the Pre-License Instructor Approval Report, which listed approvals for three pre-license instructors. A copy of said Report is attached to and made a part of these Minutes.

After discussion, a motion was made by Fletcher and seconded by Nigro to ratify the Report. Motion carried with Fletcher, Johnson, Moline, Nigro, Wiebusch, and Gale voting aye, with Landow not voting, being absent and excused.

Deputy Director Hoffman presented for ratification the Continuing Education Activity Approval Report, which listed approvals for four continuing education activities. A copy of said Report is attached to and made a part of these Minutes.

After discussion, a motion was made by Fletcher and seconded by Wiebusch to ratify the Report. Motion carried with Fletcher, Johnson, Moline, Nigro, Wiebusch, and Gale voting aye, with Landow not voting, being absent and excused.

Deputy Director Hoffman presented for ratification the Continuing Education Instructor Approval Report, which listed approvals for four continuing education instructors. A copy of said Report is attached to and made a part of these Minutes.

After discussion, a motion was made by Fletcher and seconded by Nigro to ratify the Report. Motion carried with Fletcher, Johnson, Moline, Nigro, Wiebusch, and Gale voting aye, with Landow not voting, being absent and excused.

Pending Sworn Complaints and Investigative Matters

Director Tyrrell presented a Summary Report of the pending complaints, which included a list of licensees presently under disciplinary action or on appeal. A copy of said Report is attached to and made a part of these Minutes.

Director Tyrrell noted that there were two complaints and one disciplinary action pending against licensees who did not renew. Their files will be flagged, in case the licensees renew late or reapply in the future.

No action was necessary on this Report.

The following Sworn Complaints and Investigative Matters were presented to the Commission:

Item A Complaint #2000-038 - John W. & Sharon K. Paterson vs. Mary Elizabeth Schon

Deputy Director Mayrose presented the alleged violations and investigative report to the Commission and, when necessary, answered questions on this matter.

After being advised of the results of the investigation and discussion, a motion was made by Fletcher and seconded by Wiebusch that the Complaint be dismissed. Motion carried with Fletcher, Johnson, Landow, Moline, Nigro, Wiebusch, and Gale voting aye.

Item B Complaint #2000-040 - Phillip Glass vs. Louis B. Sully

Deputy Director Mayrose presented the alleged violations and investigative report to the Commission and, when necessary, answered questions on this matter.

After being advised of the results of the investigation and discussion, a motion was made by Nigro and seconded by Wiebusch that the Complaint be dismissed. Motion carried with Fletcher, Johnson, Landow, Moline, Nigro, Wiebusch, and Gale voting aye.

Item C Complaint #2000-041 - Richard C. & Connie J. Troutner vs. James E. Haggard & Travis James Haggard

Deputy Director Mayrose presented the alleged violations and investigative report to the Commission and, when necessary, answered questions on this matter.

After being advised of the results of the investigation and discussion, a motion was made by Wiebusch and seconded by Fletcher that the Complaint be dismissed. Motion carried with Fletcher, Landow, Moline, Nigro, Wiebusch, and Gale voting aye, and Johnson abstained.

Item D Complaint #2000-042 - Michael G. & Judith K. Metz vs. Earl Jeffrey Allen

Deputy Director Mayrose presented the alleged violations and investigative report to the Commission and, when necessary, answered questions on this matter.

After being advised of the results of the investigation and discussion, a motion was made by Landow and seconded by Nigro that the Complaint be set for Hearing. Motion carried with Fletcher, Johnson, Landow, Moline, Nigro, Wiebusch, and Gale voting aye.

Prior to discussion of this matter, Commissioner Nigro recused herself, thereby nullifying any potential conflict of interest. Counsel Widger presented a Stipulation and Consent Order in the matter of Complaint #2000-046, Commission vs. Robert Joseph Quartoroli. A copy of said Order is attached to and made a part of these Minutes. Mr. Quartoroli, his employing broker Joe Valenti, and his attorney Doug Ruge were present.

Counsel Widger reviewed the circumstances involved and noted the provisions of the Order, which had been signed by Mr. Quartoroli. The Order specified a censure plus six hours of additional continuing education, consisting of 3 hours in ethics and 3 in disclosure, to be completed within six months.

After discussion, a motion was made by Moline and seconded by Johnson to enter into the Order as presented. Motion carried with Fletcher, Johnson, Landow, Moline, Wiebusch, and Gale voting aye, and with Nigro not participating or voting, having recused herself, thereby nullifying any potential conflict of interest.

Hearings

January 23, 9:30 a.m. - Complaint #2000-010,

A Hearing was held on January 23, at 9:32 a.m., in the matter of Complaint #2000-010, Ken & Diane Weber vs. Jillian Ann Currie. Abbie Widger, Special Assistant Attorney General and Counsel to the Commission, appeared for the Complainant. Respondent Jillian Ann Currie was present and represented by Counsel David D. Ernst of Omaha.

After Opening Statements, Counsel Widger presented a Joint Stipulation of Facts which included five Exhibits, plus one additional Exhibit during testimony, all of which were offered and received by Chairperson Gale. Counsel Widger called one witnesses, Diane Weber.

Counsel Ernst said that Ms. Currie acknowledged that there was no expiration date in the agreement in question, and that it was her mistake. Ms. Currie took responsibility for the mistake, will revise the agreement form, and will include a fixed expiration date in all future agreements. Counsel Ernst noted that Ms. Currie is always willing to renegotiate or cancel a contract if her client is unhappy with her services. Counsel Ernst agreed that there was a violation, but asked that the Commission take all the facts into consideration when determining the sanction.

Counsel Ernst presented one Exhibit, which was offered and received by Chairperson Gale. Counsel Ernst called one witness, Ms. Currie.

After closing arguments had been presented, Chairperson Gale declared the Hearing concluded at 10:44 a.m.

A motion was made by Landow and seconded by Moline that Ms. Currie be found guilty of the violation alleged in the Complaint. Motion carried with Fletcher, Johnson, Landow, Moline, Nigro, Wiebusch, and Gale voting aye.

Chairperson Gale then opened the disciplinary envelope. One prior disciplinary action was on file, which had resulted in a Stipulation and Consent Order which specified a license suspension of 45 days, plus six hours of additional continuing education on trust accounts and disclosures.

Commissioner Moline noted that trust account examiners frequently find mistakes like this failure to include an expiration date in a contract. These errors are unfortunate, and the Commission expects the broker to correct the affiliated licensee responsible. Commissioner Moline said the agreement was on a poorly written form, and felt that education may help in writing future contracts. Commissioner Moline also recommended that Ms. Currie have an attorney review any forms used.

Commissioner Wiebusch made a friendly amendment that Ms. Currie also be required to provide the Commission with a copy of the revised agreement form, and Commissioner Moline accepted the amendment.

Commissioner Landow noted that the 1997 disciplinary action addressed more serious issues that the current case, but that both were of concern because they resulted from poor attention to details in business practices which are designed to protect the public. Commissioner Landow said he would go along with the motion, but said that Ms. Currie must take steps to get those details under control, in order to avoid seeing the Commission again.

A vote was taken on the pending motion as amended by the friendly amendment. Motion carried with Fletcher, Johnson, Landow, Moline, Wiebusch, and Gale voting aye, and with Nigro voting nay.

Chairperson Gale notified the Respondent that the costs incurred for the court reporter and any witness fees would be billed to the Respondent, as provided for in 305 NAC Chapter 4, and that the Respondent would have thirty days from the date of the Order to reimburse the Commission for said costs.

With the consent of the Respondent, Chairperson Gale directed Counsel Widger to prepare the Order.

Chairperson Gale announced that all Exhibits related to this Hearing would be retained in the Commission Office.

The Hearing was adjourned at 10:57 a.m.

Informal Special Appearances

Kenneth LaVern Tranel, Potential Applicant

A motion was made by Landow and seconded by Wiebusch to continue this matter until Mr. Tranel could appear before the Commission. Motion carried with Fletcher, Johnson, Landow, Moline, Nigro, Wiebusch, and Gale voting aye.

Review of Title 299, NAC 3-007 - Earnest Money Disputes

Director Tyrrell presented an Exhibit which included Title 299, NAC 3-007. A copy of said Exhibit is attached to and made a part of these Minutes. Director Tyrrell noted that Commissioner Landow had requested that this issue be placed on the Agenda for discussion.

Commissioner Landow had received a letter from the buyers in a transaction which did not go to closing, apparently through no fault of their own. The seller had objected to returning their earnest money deposit, and they were unable to get their money back. In discussions with Deputy Director for Enforcement Mayrose and Counsel Widger, Commissioner Landow discovered that essentially there are no rules for the return of earnest money. If the seller objected for any reason, the buyer was stuck. Deputy Director for Enforcement Mayrose said these cases usually end up in small claims court, but Commissioner Landow felt a buyer should not have to hire an attorney or go to court to get earnest money back.

Commissioner Moline said there was a letter on his desk from an attorney regarding Woods Brothers returning disputed earnest money. When he contacted the attorney, he was quoted the law regarding civil liability for the broker even if the broker no longer had the earnest money.

Director Tyrrell said that he tells people that the broker, when there is a dispute and no civil action pending, can make a good faith decision whether the money should be returned and not have to worry about Commission disciplinary action, if the broker is holding the earnest money. If the earnest money was transferred to an escrow company, that is where the dispute must be resolved. Each situation depends on the contract involved. Usually, title insurance companies use the same procedure delineated in our law. The real issue is civil liability. Most attorneys require releases from the parties involved even if there is no dispute. Commissioner Moline said he was told that staff emphasize civil liability. Director Tyrrell said that both aspects are covered, but that some people quit listening before staff are done explaining.

Commissioner Landow said that, for the average person involved in a typical good faith sale, they would not be willing to risk their money if they knew in advance that the seller could hold up their money for any or no reason, and that they could only get it back with an attorney. Regular people do not have $1000-2000 to lose when they make an offer on a house. Commissioner Landow said the Commission should consider suggesting legislation to address this issue. He felt it was blatantly unfair, and just plain wrong, that this could happen. In this instance, the seller just did not feel like giving the earnest money back.

Commissioner Johnson asked if the buyers got their money back in small claims court. Commissioner Landow said he did not know. Commissioner Johnson said this happened in maybe half of one percent of all transactions.

Commissioner Nigro said this situation sounded like the seller did not meet the contract, the seller just refused to give the earnest money back, and the buyers could not make another offer because their earnest money was tied up.

Commissioner Moline noted that brokers would also like to get the situation addressed, because they are stuck with the disputed earnest money.

Commissioner Landow proposed that Counsel Widger and Deputy Director for Enforcement Mayrose develop possible solutions regarding proposed regulations or legislation for the Commission to discuss at a future meeting. Director Tyrrell said they may want to work in conjunction with the Bar Association and the Department of Insurance, to address title insurance and closing companies. Director Tyrrell said that, in the majority of transactions, the closing company has the money.

Deputy Director Hoffman presented an Exhibit regarding the estimated expenses for 2001 ARELLO meetings which Commissioners and staff usually attend. A copy of said Exhibit is attached to and made a part of these Minutes.

Deputy Director Hoffman noted that the Exhibit was intended to give the Commission an estimate of the per-attendee cost for each meeting, with the specific attendees to be determined closer to each meeting. Chairperson Gale asked how Commissioners decided which meetings to attend, and when program information was available. Director Tyrrell said that program information comes out closer to the meeting time. All Commissioners could attend every meeting, or just a few, depending on their schedule and interests. Commissioners are encouraged to go, because the information gained from interacting with other jurisdictions was valuable. Director Tyrrell said that a good first-time meeting for Chairperson Gale might be the Denver District Meeting.

After discussion, a motion was made by Wiebusch and seconded by Nigro to approve expenditures for the 2001 ARELLO Meetings. Motion carried with Fletcher, Johnson, Nigro, Wiebusch, and Gale voting aye, with Moline abstaining, and with Landow not participating or voting, being absent and excused.

Legislative Matters

Director Tyrrell reviewed the status of various Legislative Bills of interest to the Commission, and asked for guidance on how the Commission wanted him to testify at Committee Hearings.

A motion was made by Fletcher and seconded by Wiebusch to oppose LB 527 in committee, and have Director Tyrrell testify on behalf of the Commission. Motion carried with Fletcher, Johnson, Landow, Nigro, Wiebusch, and Gale voting aye, and with Moline voting nay.

Director Tyrrell reviewed the provisions of LB 551, and noted that the amendments were sponsored by the Nebraska Realtors Association.

Chairperson Gale asked Commissioners Fletcher and Landow if they wanted to withdraw the pending motion, then decide positions item by item.

Commissioner Landow noted that, on all these issues, the Commission disagreed with the Nebraska Realtors Association. Commissioner Landow said the Commission never made any agreement with the Nebraska Realtors Association regarding their bill, and had preserved the option of opposing it. Director Tyrrell noted that the Commission told the Nebraska Realtors Association that they wanted to see the proposed amendments in writing before deciding what position to take, and this was the first opportunity the Commission had to review the amendments. Commissioner Landow said it was now perfectly appropriate to review the language, and decide whether to oppose or stay neutral on any or all of it.

Commissioner Moline said that the three amendments addressed in the motion had not previously been addressed by the Commission. The other items were not voted on by the full Commission. Commissioner Moline said the Commission could do whatever it wanted, but the Nebraska Realtors Association would be losing faith.

Director Tyrrell read an excerpt of the discussion from the November Commission Meeting Minutes, as follows:

Commissioner Moline asked whether the Commission was in compliance with the Open Meetings Law, since the Commission had held hearings on those issues, and at the last hearing had decided not to address those issues. Counsel Widger noted that the Commission had not held rule and regulation hearings, but had several days of discussion. Counsel Widger said the Commission could make substantial changes in this case, if it chose to do so.

Chairperson Gale said he would begin with the changes on page 1 of LB 551, and that Commissioners could propose a motion if they felt one was needed, and those motions would be noted and voted upon.

Commissioner Fletcher withdrew his original motion, and Commissioner Landow withdrew his second of the motion.

Chairperson Gale addressed each proposed amendment, and asked for any motions. The motions made and subsequent votes are as follows:

Page 5, lines 14-16 - A motion was made by Fletcher and seconded by Wiebusch to oppose this amendment in committee, and have Director Tyrrell testify on behalf of the Commission. Motion carried with Fletcher, Landow, Nigro, and Wiebusch voting aye, with Johnson and Moline voting nay, and with Gale abstaining.

Page 8, lines 1-7 - Commissioner Moline asked if this would create inconsistencies in the Act. Director Tyrrell said this amendment was an attempt to exempt licensees from the Seller Property Condition Disclosure Act. Counsel Widger said if this was to be done, it should be done in the Seller Property Condition Disclosure Act, and that it would be inconsistent to oppose the changes on page 5 and not those on page 8.

A motion was made by Wiebusch and seconded by Nigro to oppose this amendment in committee, and have Director Tyrrell testify on behalf of the Commission. Commissioner Moline asked to include in the motion that it was opposed because it was in the wrong Act. Commissioner Wiebusch declined the amendment to her motion. Motion carried with Fletcher, Johnson, Landow, Nigro, and Wiebusch voting aye, with Moline voting nay, and with Gale abstaining.

Director Tyrrell presented an Exhibit which detailed ARELLO committee assignments for 2001. A copy of said Exhibit is attached to and made a part of these Minutes.

Director Tyrrell said to let him know if Commissioners wanted to participate on any working groups not already specified for them.

No action was necessary on this Report.

ARELLO Meeting - Sarasota, Florida - January 11-14 - Report of Attendees

Commissioner Nigro said that the Fair Housing Training Board had been set up so well by the prior chair, she could have coasted for a year. The Board was really attacking issues, and was in the process of setting up workshops and seminars across the country.

Deputy Director Hoffman reported that the Distance Education Council had been invited to make a presentation to the National Association of Insurance Commissioners regarding its certification program. Deputy Director Hoffman said she was chairing the Communication Committee this year, which was a new committee under the recent reorganization.

Request for Clarification on Advertising - The Noel Co. - Findings Report

Counsel Widger said it had been the custom and practice in the real estate industry that the MLS information was used to sell property. The purpose was to allow a broker to reach a broad market area, to achieve a faster sale at a higher price. The MLS is a marketing tool in and of itself. Standard exclusive listing agreements contain an MLS clause; the Great Plains MLS contract states that any member is allowed to sell property listed by any other member; and the MLS agreement authorizes other brokers to show the properties listed. The owners involved gave permission to list their property in the MLS, and acknowledged that a cooperating broker may be involved in the transaction. Therefore, because all the information in both situations was obtained from the MLS, Counsel Widger would not recommend prosecution for either the newsletter advertising or the use of customer listing synopses.

Commissioner Landow asked for clarification on whether the customer listing synopsis was a technical violation. Counsel Widger said it was most likely not even a technical violation. In researching action taken in other jurisdictions, the only cases brought were situations where either there was no listing agreement and the owner did not know the property was being offered for sale, or a land contract was involved where the occupant did not have the right to sell the property. According to her research, that was how the statute had been applied in other jurisdictions.

Chairperson Gale said it seemed like misrepresentation to use the customer listing synopsis, if the broker with the exclusive listing agreement was not noted on it. Commissioner Moline said that, when a broker joins the MLS, the MLS contract allows those uses. Commissioner Moline said he felt there was a difference between working with one person, versus mailing a newsletter to an entire neighborhood. Counsel Widger said there was no such distinction made in any of the cases in any other jurisdiction. All those cases involved people who did not know their property was being offered for sale.

Counsel Widger clarified that, in the context of custom and practice, newsletter editors could proceed as they had, with presumed consent. If a designated broker objected, the newsletter editor must not include their listings.

Commissioner Landow said the bottom line was it was not your listing. He thought it would be easy to figure out whose listing it was at the appropriate point in the transaction, which would at least be at closing.

Chairperson Gale asked if Mr. Nicholls was being held to a higher standard. Director Tyrrell said no, that he would tell anyone else to follow the same guidelines. Commissioner Moline said that obtaining advance consent would move Mr. Nicholls into a safe harbor, and noted that Mr. Nicholls had been doing newsletters for years. Chairperson Gale said the discussion seemed to eliminate the entire consent issue. Director Tyrrell noted that the question was raised by an affiliated licensee of a broker who had requested that Mr. Nicholls not include her listings, and that there was no complaint involved.

Chairperson Gale asked if the issue should be tabled for further discussion. Commissioner Wiebusch said that she would like input from the Nebraska Realtors Association on the MLS issue, particularly the customer listing synopsis.

Chairperson Gale directed Director Tyrrell discuss the issue with the Nebraska Realtors Association, and report to the Commission at an upcoming meeting. Director Tyrrell said his report would probably be after April or May. Mr. Neilan said the appropriate Nebraska Realtors Association committee would meet at the March convention.

No action was necessary on this Report.

Future Meeting Dates

February 22, 2001 - Doubletree Hotel, Omaha
March 27-28, 2001 - Staybridge Suites, Lincoln
April 24-25, 2001 - TBA
May 22-23, 2001 - Staybridge Suites, Lincoln

Recesses and Adjournment

At 9:20 a.m. on January 23, Chairperson Gale declared a brief recess, and reconvened the Meeting at 9:32 a.m.

At 10:57 a.m. on January 23, Chairperson Gale declared a brief recess, and reconvened the Meeting at 11:15 a.m.

At 12:15 p.m. on January 23, Chairperson Gale declared a recess for lunch.

At 1:40 p.m. on January 23, Chairperson Gale reconvened the Meeting.

Commissioner Wiebusch was excused from the Meeting from 1:40 p.m. to 1:44 p.m.

At 2:57 p.m. on January 23, Chairperson Gale declared a brief recess, and Acting Chairperson Fletcher reconvened the Meeting at 3:05 p.m.

Chairperson Gale was excused from the Meeting from 3:05 p.m. to 3:20 p.m.

Commissioner Landow was excused from the remainder of the Meeting at 3:58 p.m.

At 4:25 p.m. on January 23, there being no further business to come before the Commission, a motion was made by Moline and seconded by Fletcher that the Meeting adjourn. Motion carried with Fletcher, Johnson, Moline, Nigro, Wiebusch, and Gale voting aye, and with Landow not participating or voting, having been excused from the remainder of the Meeting.

I, Les Tyrrell, Director of the Nebraska Real Estate Commission, do hereby certify that the foregoing Minutes of the January 23, 2001, Meeting of the Nebraska Real Estate Commission were available for inspection on February 6, 2001, in compliance with Section 84-1413(5) R.R.S. 1943, of Nebraska.

Respectfully submitted,
Les Tyrrell
Director

Guests Signing the Guest List

Perre Neilan, Nebraska Realtors Association, Lincoln
Harding Collis, NP Dodge Company, Omaha
Beth Lube, ReMax Real Estate Group, Omaha
Cay Lacey, Appraisal Institute, Lincoln
Jillian Currie, Berkshire Real Estate Company, Omaha
Joe Valenti, CBSHOME Real Estate Company, Omaha
Doug Ruge, CBSHOME Real Estate Company, Omaha
Robert Quartoroli, CBSHOME Real Estate Company, Omaha